State Farm Policy May Not Cover Jaws of Life
This is pretty shocking, but it’s more proof that you need to read your auto insurance policy very carefully: Stephanie Day of InjuryBoard wrote that State Farm recently denied a claim to pay for the usage of the jaws of life in responding to an car accident. They refused to compensate the fire department because in their view, the jaws (which extricate an accident victim from a car crash) are not included in the medical payments coverage of the insured, since it is technically a non-medical expense.
I hope you never end up in such a situation, but be sure to do your research and make sure exactly what your particular policy does and does not cover, besides just looking at the premium and deductible costs. Your health insurance may cover this, or it may not.
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Tags: auto accidents, Auto Insurance, car accidents, jaws of life, medical coverage, Medical Expenses, state farm
