Smart Auto Insurance Blog

Many auto insurance companies are starting to give coverage to customers’ pets.  The coverage is offered free of charge in case of injury or death in a car accident.  Many see their pets as children and they are extremely important to them.  Pets often ride along with their owners, so ensuring their pets are covered through their auto insurance can put their mind at ease knowing that vet bills will be covered if they are in an accident. 

Auto insurance companies started doing this a few years ago but it wasn’t always brought to the customer’s attention.  As more and more inquiries about the benefit surfaced so did the popularity of the pet coverage and more and more marketing is occurring.  See if your auto insurance carrier offers the benefit and if not it may be time to shop around for one that does.

Are you in the market for a motorcycle?  One thing to consider when making your purchase is that you will need an insurance policy for your new bike.  You will want to shop around to find the policy that fits your lifestyle, much like you will look for a bike that fits your needs.  Most states require you to carry a minimum amount of liability coverage, but there are many other types of optional coverage choices.

Some companies specialize in motorcycle policies such as Dairyland Auto Insurance, a member of the Sentry Insurance Group, and can give you detailed information on what you may be looking for.  You can also use comparison sites such as smartautoinsurance.com to find the best rate if price is your number one concern.  It may be worth your while to take a training course such as the Motorcycle Safety Foundation rider course, since many companies will offer a 10-15% discount to graduates of similar courses.  There are also multi-bike discounts for those insuring more than one bike as well as organization discounts for members of certain motorcycle associations.

Many factors go into determining the rate of your motorcycle insurance.  Bike type, style, and age are just a few, so keep this in mind as you are shopping for your new motorcycle.  Just like you plan on choosing the right bike for you, it’s important to ensure the company who insures your bike is right as well.