Allstate Auto Insurance on Collisions
According to the article “Collision City” by Jeff Gelles from the Philadelphia Inquirer, Allstate Auto Insurance examined which cities have the best and worst driving record in their 5th annul Best Drivers Study.
The study shows that on average, Allstate’s Philadelphia policyholders have collisions once every 6.4 years. New Yorkers have eight years between accidents, Clevelander drivers 10.7 years, and Sioux Falls, S.D., 13.5 years. Philadephia was ranked worst among largest cities. This does affect Pennsylvania auto insurance rates and if you live in Phillie you understand the high costs.
Pennsylvania state officials and traffic-safety experts aren’t convinced by the findings. Spokeswoman for PA Department of Transportation, Jenny Robinson, stated that 2008 was Philadephia’s best year in a decade according to PennDot’s count of “reportable crashes” which include accidents that result in death or injury, or require a vehicle to be towed. Martin T. Pietrucha is a civil engineer who studies the “human factors” in car crashes, and he thinks Allstate’s claims data may be skewed if Philadelphia drivers are more likely to report small accidents to their auto insurance companies.
Whether or not Allstate’s study is completely reliable, one thing remains sure. Their findings ultimately translate to the cost of their customer’s auto insurance rates.
Tags: Allstate Auto insurance, auto insurance companies, Auto Insurance Rates, collison insurance, pennsylvania auto insurance
