According to the article “Auto Insurance: High Auto Insurance Rates? Your Job Might Be To Blame” by Joel Peterson found on officialwire.com, current occupation and education level often factor into determining your auto insurance rates.
Some auto insurance companies claim that the type of occupation you have can determine how careful of a driver you are. Engineers, scientists, teachers and pilots tend to get lower quotes because they have proven to get in less accidents. Other aspects of a particular field may factor into your auto insurance rates as well.
According to a 2004 study by the Quality Planning Corporation found that drivers with preferred, higher income occupations often get in just as many accidents if not more than other occupations. Surprisingly this group have lower auto insurance rates. This is because this group is less likely to file claims which is ultimately what costs auto insurance companies money.