Dairyland Insurance Rates May Be Affected by Fewer Deaths
According to the article “Drunken Driving, and Motorcycle Deaths Decline” by Gary Richards on The Daily Democrat, fatal motorcycle crashes caused by drivers who are under the influence of alcohol are on the decline in California. This may end up affecting California auto insurance rates.
There are many factors that contribute to this statistic, but the author says that stricter laws, better law enforcement, and better education have contributed to fewer deaths. Also, the economic downturn is causing more people to drink at home and save money by not purchasing motorcycles.
Dairyland Insurance, which specializes in motorcycle insurance, may see an impact to their rates as crashes decline. If you receive a DUI, it can stay on your driving record for up to 10 years and some counties are requiring even first time offenders to blow into a breathalyzer before their car will start. These are just a few examples of the stricter laws that may be causing fewer accidents and fewer claims being filed by drivers. This ultimately saves insurance companies money and allows them to offer lower premiums.