According to the article “Mandatory Auto Insurance Hits Wisconsin” by Hilary Dickinson on beloitdailynews.com, as of Tuesday Wisconsin drivers face a $500 fine maximum if they are caught driving without auto insurance. This is a big change for Wisconsin auto insurance policy holders.
Wisconsin is the 49th state to make auto insurance mandatory and some auto insurance agents question whether or not the new law will be effective. The new law requires drivers to carry proof of insurance with them when they are driving and one policy card should be kept in the vehicle at all times. If a driver is pulled over and has insurance, but cannot prove it with a policy card then they may face a ticket.
Some experts wonder if the fines are going to be enough of an incentive for them to purchase auto insurance. With auto insurance rates for high risk drivers being relatively high, it may be cheaper for them to take the risk of not having insurance at all. There hasn’t been a huge increase in Wisconsin drivers shopping for auto insurance. People who would abide such law already have auto insurance because it’s the responsible thing to do since Wisconsin already mandates drivers to be responsible for an accident financially.