Based on a recent online survey completed by the InsuranceQuotes website, a surprising 16% of American drivers say that they have driven without carrying auto insurance, which happens to be against the law. Also in this survey, 2% admitted to currently driving around without auto insurance which is concerning for all insured drivers on the road.
With the past few years being tough economic times for many, this probably makes sense. According to the article “16% of Motorists Have Driven Without Insurance” by Alex Vorro on insurancenetworking.com, 28% of males ages 18-25 and 45-54 were at the top of the list for driving without insurance. The percent of women driving without insurance is only about half of men.
Men and women combined in the age group 45-54 were the most likely to have driven without insurance at about 22%. In the age group over 55 only 8% have admitted to ever driving with auto insurance. The survey also looked at the reasons why people were driving with out auto insurance. Auto insurance quotes can be expensive and it would seem that would be one of the reasons. Actually, 24% of drivers drove without auto insurance because they didn’t have a chance to renew, 19% because of a gap while switching insurance companies and 12% because the insurer cancelled their policy.