Community Service to Pay for Traffic Violations
Spokesperson for the Insurance Information Network of California says that states are turning towards alternatives to pay for traffic violations. This can save money and prevent increasing California auto insurance quotes for drivers who have a clean record to begin with.
Some counties are offering traffic violation classes instead of a fine and other areas are even offering community service projects such as picking up a litter. With the economic downturn, many drivers are finding this to be a pretty good deal, especially if it means they can keep their driving record clean.
The article “Pay Your Speeding Ticket by Picking up Litter” by Susan Ladika on the Fox Business website confirms that points on your record matter big time when it comes to auto insurance rates. As an example, USAA Auto Insurance offers a substantial discount to those with clean driving records for a period of time. Savings can add up to 5-7% and make a big difference in a yearly premium.
Violations can stay on your record for up to three years, so keeping your record clean is definitely beneficial. Auto insurance companies are using this as a large factor in calculating quotes for customers. If an alternative is available you can not only save money on the ticket itself, but in the long run your auto insurance rates may be less.
Written by <a rel=”author” href=”http://www.smartautoinsurance.com/author/sarasmart.html“>Sara Smart</a>