Auto Insurance for 4th of July Parade

Most of us are getting ready to celebrate Independence Day tomorrow, which includes watching or riding in a parade for quite a few Americans.  If you plan to drive your car in any type of 4th of July parade tomorrow, there may be some auto insurance considerations for which you need to prepare.  Those driving in parades often take a lot of time to decorate their cars, but they should also contact their car insurance companies to make sure they are covered in a parade.

I found some neat ideas for car decorating on eHow’s “Ideas for Cars in Parades.”  They suggested using convertibles when possible because those riding inside seem more approachable and welcoming.  I can see that.  Not everyone has a convertible though, so signs are a great way to garner attention.  Make sure anything you attach to your car is not going to ruin your paint job or interfere with the driver’s vision.  You can also use balloons and bullhorns to draw attention from the crowd.  The article even suggests using a cardboard cutout of a celebrity; that is pretty funny.  From personal experience, I think throwing candy is one of the best ways to make spectators happy and get their attention.

Driving your car in a parade can open it up to damage from spectators, other cars and floats, and any type of things being thrown to the crowd.  Some classic cars are only driven a few times in parades.  That is also true for vehicles that tend to tow floats or personal cars that need to be used yearly to promote a cause.  According to the Classic Car Insurance Guide from Only Mustang Fords, you can actually get parade auto insurance quotes for cars that are only driven in parades throughout the year.  If you are using your daily car in a parade, just double check with your auto insurance company that they will cover any damage or injury that might occur.  Enjoy your Independence Day and Happy Birthday to America!

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