One Beacon Auto Insurance offers insurance products through their exclusive relationship with Hagerty and tailor policies for collectible autos as well as wooden boats. Hagerty offers auto insurance for thousands of collector cars that are generally used for light driving, car shows or club events. According to their website they offer a large variety of classic, stock, and safely modified cars.
You may be wondering if your classic car qualifies as a collectible. Some items that may be covered include antique cars, new cars with limited production, modified cars, utility vehicles, retired commercial vehicles, motorcycles, raced cars, trailors, cars under restoration, military vehicles or tractors. Some items generally not covered by this type of insurance include camping vehicles, cars used for daily use, commercial-used cars, motorcycles with performance modifications, any vehicle with nitrous components, and dune buggies.
If you are unsure if your car would qualify as a collectible car you can contact Hagerty to receive car insurance quotes. It is possible you have a collectible car and don’t even know it. It used to be said that any car 20-25 years old was considered a collectible but that is no longer the case. Many cars from the 70s and 80s are not considered collectible but they might be if they are convertibles, 2-door sports cars, have a unique body, foreign sports cars or big block V8 engines. Contact One Beacon or Hagerty to determine what category your car may fall into.