According to the Estrella Insurance website, uninsured motorist coverage protects you for bodily injuries made to you and your family members as well as certain others in the case of the other driver not having insurance. It covers you when the at-fault driver has no liability insurance, or liability coverage with inadequate limits to cover the damage to you.
Some states require this type of coverage, but many do not. It’s normally relatively inexpensive to add this type of coverage to your policy and many specialists say that it’s very important to have, especially during these tough economic times where many do not have insurance, or have low coverage insurance policies. If someone hits your car and legally is responsible for the damage but has no insurance, or inadequate insurance, you may get no money and will have to pay out of pocket if you are not protected under your own auto insurance policy. Get an Estrella Insurance quote and see if this coverage is for you.