Smart Auto Insurance Blog

California auto insurance companies continue to debate Prop 17.  According to the article “Consumer Advocates, Insurers Battle Over Prop 17″ by Sue Kwon on cbs5.com The Yes on Prop 17 campaign is spending millions in ads to spread their message.

With Prop 17, the clean record discount would follow the driver if they chose to switch companies.  Insurance broker, John Morton, with the Alliance of Insurance Agents and Brokers wants the measure to pass.  He believes it’s a win-win for his clients.  He sees the good driver discount as something a driver should have ownership over regardless of what company they go with.  Morton also thinks Prop 17 will cause companies to compete and drive down California auto insurance quotes.

The Executive Director of the Consumer Federation of California, Richard Holober, believes the opposite will happen.  California auto insurance companies, such as Infinity Auto Insurance, may end up charging more to certain customers including students, military, unemployed, or low-income drivers because they break continuous coverage within 90 days.  This is detrimental to drivers in these groups who may have perfect driving records and otherwise would not get their rates raised on them.

Infinity Auto Insurance has a branch of their company which insures collectible automobiles called Classic Collectors Insurance.  This type of insurance comes in very handy for those rarely driving a car because it is considered a Classic.

Like many auto insurance companies, Infinity has some guidelines when insuring a classic car.  For example plans have low mileage coverage - 1000, 3000, or 5000 miles.  And there is a list of things cars cannot be used for such as:

1. Work/school commute
2. Regular personal use
3. Business/commercial use
4. Racing or timed events
5. Backup transportation

There are also some strict requirements that must be adhered to.  All drivers in the household must have a valid driver’s license and may not have had more than 1 moving violation or at fault accident in the past three years.  There is a max of 2 drivers per household.  Also, the driver must have at least 10 years driving experience in order to qualify for this type of coverage.

If you own an antique, modern classic, kit cars, replicar, an exotic, street rod or a special interest modified car get auto insurance quotes to see if you can get the appropriate classic collectors coverage.

Many companies such as credit cards, and grocery stores offer perks and discounts to their customers and you may be surprised to know that auto insurance companies are among them.  So many consumers either are unaware of the perks or do not take the time to take advantage of the perks, and that’s a shame because you can save a lot of money.

Some auto insurance companies offer discounts on dozens of major retailers just for being a customer.  Companies that sell flowers and movie tickets can give you lower prices just because of the auto insurance company that you use.

Credit card companies offer great discounts and rewards as well.  One trick is to use your credit card to pay your auto insurance bill if you are able to pay it in full each month.  This earns you a chunk of points to use at your favorite retailer, or to simply get cash in your pocket.  Most auto insurance companies accept credit cards including Eastwood Insurance and Infinity Auto Insurance.

So, take the time to check with your various companies and see how much you can save and where.  You may be surprised how much you have been missing by not having all the information.

Infinity Auto Insurance has been offering unwavering support for the Haiti relief after the 7.0 earthquake devastated the country and took many, many lives.  Necessities were donated such as tents, clothing, blankets, water, and cleaning supplies.  There were numerous drop off locations throughout Florida.

All donations were shipped to Miami from a cargo ship through “Sow A Seed” which is a small non-profit organization that offers assistance to the most remote areas of Haiti.  Infinity Auto Insurance is extremely thankful for all of the donations and they hope to make a difference in Haiti.

This earthquake tragedy was beyond devastating and the rebuilding of Haiti is going to be a long and stressful process.  Through donations from across the world the effort can be helped.  There are many different ways to offer your support and it’s worth your time to look into what you can do to donate your time or money.

More and more auto insurance companies are using social networking sites to promote their product and sell lower rates.  Facebook and Twitter are two of the most popular social sites and they are being used by many, which is a great tool for consumers shopping for lower auto insurance quotes.

The press release “Social Networking With Free Tools Help Shoppers Learn and Save on Auto Insurance” found on prweb.com points out that shoppers can quickly find auto insurance savings by using sites such as Twitter and Facebook to their advantage.

Auto insurance companies such as Infinity Auto Insurance have set up accounts on Facebook and Twitter with company information, job opportunities and valuable information for those looking for lower auto insurance quotes.  Infinity has what’s called a “fan page” where customers and employees can show their support for a company and share good experiences with the public.  It is still to be determined the impact these powerful social sites will have on companies’ bottom line, but it’s promising to be lucrative and worthwhile.

Infinity Insurance Group, which is comprised of Infinity Auto Insurance, Infinity Select Insurance, and Infinity National Insurance Companies consistently is assigned A.M. Best’s rating of “A” for excellent according to their website.

A.M. Best Company is an independent agency which rates the financial stability of insurers.  Many factors are taken into consideration to come up with an insurance company’s rating.  They measure the financial strength and how able a company is to meet its financial obligations to its policyholders.  This is an excellent tool for consumers to use as they decide who to do business with.

Infinity Insurance has the overall goal of producing consistent insurance products through exceptional programs and superior customer satisfaction.  In today’s ever changing economic environment it’s important that Infinity focuses on their challenges to ensure their customers continue to experience quality service.

Eastwood Insurance and Infinity Auto Insurance are both known for their expertise in non-standard auto insurance.  In today’s environment, these types of companies are becoming more and more important. 

Auto insurance is being dropped at an alarming rate and once you are caught driving without the proper coverage you may run into trouble finding a company to insure you.  This is where Infinity and Eastwood Insurance can help.  Infinity auto insurance ranks among the top 50 Property and Casualty Insurance companies in the US and is the 2nd largest underwriter of non-standard auto insurance through independent auto insurance agents according to their website.  Eastwood Insurance is a proven industry leader in non-standard auto insurance and offers quality sales and service for all types of auto coverage. 

If you find yourself in a situation where you are considered a high risk driver and have difficulty getting reasonable auto insurance quotes, check out these two companies.  You can get quotes directly online and comparison shop instantly.

It can be challenging to find affordable auto insurance, but it’s even harder if you have been involved in a serious accident or have many driving violations against you.  If you file too many claims you may find it harder to find auto insurance as well.

There are many drivers who fall into this category.  That’s why a unique market has emerged in the auto insurance industry known as “non-standard auto insurance”.  Many auto insurance companies specialize in this type of insurance such as Infinity Auto Insurance and Eastwood Insurance.  These types of companies understand the kind of protection high-risk customers need. 

It’s important that these companies thrive because there is definitely a need for high-risk drivers to have coverage, perhaps more important than safe drivers.  It can be challenging for an insurer to take on these types of customer since they often cost the company more money and even though they generally pay higher premiums it doesn’t always offset the costs.  This may translate to less revenue which companies do not want to risk.

Infinity Auto Insurance, which is a leading nonstandard personal auto insurance company, places community service as a high priority.  Their community service organization called Infinity Cares partners with many local charities to give back to their community.

The Infinity Cares team helps in many ways including back-to-school drives, festivals, parades, health fairs as well as other neighborhood events.  They have promoted safety programs at schools while encouraging parental involvement.  They’ve participated in the Juvenile Diabetes Research Foundation Walk”, which included many employees and their family members. 

Other programs have included a back pack program for needy students, Big Brothers Big Sister participation, and contributions to Mentora Hispana which is a segment of Big Brothers Big Sisters dedicated to Hispanic youth mentors.

On Monday, May 18th, Infinity Insurance (Infinity Property and Casualty) held its annual shareholders’ meeting and has made it available through Webcast on their website. 

More and more companies are going this route to publicize their company information.  The age of the Internet is encouraging companies to figure out creative ways to give customers and shareholders the information they want at their fingertips.  Webcast is a media file which uses streaming media technology and has become a very popular method to share live and recorded videos.

Infinity Insurance is a national provider for auto insurance with a focus on nonstandard auto insurance coverage.