Smart Auto Insurance Blog

Wisconsin auto insurance liability limits have not changed in 25 years, but may be changing soon.  Two groups:  Citizen Action of Wisconsin, and Wisconsin Association for Justice are seeking to have those minimums increased, and agree with Gov. Jim Doyle who has proposed the limits rise to $100k per individual $300k per accident and $10k for medical expenses.  The current limits are $25k/$50k/$1k.

The driver behind the change request stems from the steep increase in both medical costs and vehicle repair costs over the same time frame, which has made the consumer the loser over time because insurance coverage in many cases is not sufficient to cover the cost of an accident.

Scott Bauer from the Associated Press has reported on the impact Governor Jim Doyle’s new budget could have on Wisconsin auto insurance. The Wisconsin Insurance Alliance is against the provision that would require an increase in the lowest level of coverage available to buy:

• $300,000 in total coverage (formerly $50,000)
• $100,000 in coverage per person (formerly $25,000)
• $25,000 in property damage coverage (formerly $10,000)