Smart Auto Insurance Blog

According to the article “Who Crashes the Most?  Car Accidents By Occupation” by Kat Zeman on insure.com, doctors have the most auto accidents per year, at about 109 accidents for every 1000 doctors.  They also receive about 44 tickets per 1000 doctors on the road.  This information may cause their occupation to affect their auto insurance rates.  Here’s the ranking for the top 10 most accidents:

1. Doctors
2. Lawyers
3. Architects
4. Real estate brokers
5. Enlisted military personnel
6. Social workers
7. Manual Labor
8. Analysts
9. Engineers
10. Consultants

Other occupations that made the list but rank below the 10th ranking are nurses, librarians, insurance agents, dentists, accountants, politicians, firemen, law enforcement, and salespeople.  Occupations can already affect interest rates on certain loans, so it makes sense that it may affect your auto insurance.

Here’s some great news for drivers with Massachusetts auto insurance: the state’s insurance commissioner, Nonnie Burnes, is no longer going ahead with her plan to shut down the appeals board. The Associated Press reports that her reversal comes after heavy criticism from the Massachusetts Attorney General, as well as the public.

The board, which was set to close on April 1st for new cases, allows motorists to appeal increased auto insurance premiums and added surcharges, levied when their insurance company determines them to be at fault in an auto accident. Annually, about 20,000 out of 50,000 drivers succeed in their appeals. Nonnie believes that despite that statistic, recent deregulation in the insurance market lets consumers buy auto insurance from a competitor if they believe their current insurer’s decision is unfair.