Smart Auto Insurance Blog

Many auto insurance companies are offering discounts to customers in this competitive market.  Unfortunately, consumers aren’t always aware of the discounts and may miss out.  Bristol West Insurance clearly outlines their discounts on their website which offers a user-friendly way to inform their customers.

Some of the Bristol West discounts include the following:

• Homeownership
• Proof of prior auto insurance
• Financial responsibility
• Insuring two or more cars
• Prior coverage limits
• Mature driver course completion

According to the article “High Point to Offer Jets’ Fans Discounted Auto Insurance Rates” by Bob Graham on ifawebnews.com, auto insurance rates will be discounted for those supporting the New York Jets. 

This discounted auto insurance rates program is being offered through Red Bank, NJ based High Point, which offers specially discounted auto insurance through over 90 associations throughout NJ.  Jim Tignanelli is the president of High Point and is very pleased with the association with the Jets.  It’s been 18 months that they have been committed to developing affinity sales. 

The discount will be available to New York Jets New Jersey based season ticket holders.  They intend to market this program through mail, email and internet marketing.  They will also market through on site efforts at training camps, headquarters and preseason.  It’s a great relationship for both the insurer as well as ticket holders.

According to the article “New Jersey Association of REALTORS(R) Endorses High Point Auto Insurance” from news.prnewswire.com, High Point Auto Insurance announced a new partnership with NJAR(R) that will save thousands on New Jersey auto insurance quotes for members. 

NJAR(R) has endorsed High Point Auto Insurance as their official auto insurance partner so its members will have access to a discount with one of New Jersey’s most respected auto insurance companies in New Jersey.

Jim Tignanelli, the president of High Point Property and Casualty Insurance Company, says that since they are also focused only on New Jersey residents they can provide meaningful coverage and benefits that include the specific needs of New Jersey auto insurance policy holders.

Owners of hybrid cars can get a discount on their auto insurance for being environmentally friendly according to the article “US Hybrid - Auto Insurance Leader Says Being Green Pays” by Lavonne Kuykendall of Down Jones Newswires. 

Farmers Insurance Group offers their customers driving hybrids a 10% discount which they started back in 2005.  The Senior VP of auto for Farmers, Brian Dwyer, believes it was the responsible thing to do according to this article.  The discount was first offered in California which is home to about 25% of all hybrid cars registered in the US. 

Currently Farmers insures approximately 90,000 hybrids in the US which is about 7% of all hybrids sold in the last ten years.  This is according to research from Edmunds Inc.  Dwyer also pointed out that it’s probably good for auto insurance companies and the country if more drivers switched to hybrid technology which combines the use of gas and electric engines to save on fossil fuels, ultimately protecting the environment.  Edmonds shows that about .8% of cars sold in the US since ‘99 are hybrids and in ‘09 hybrids are up to 2.6% of all cars sold in the US.  This increase may seem small over a decade, but it’s movement in the right direction and is very encouraging.