If you or someone you know has gotten a DUI, Fox Business article “DUI and car insurance: What happens next?” has some valuable information for you. Penny Gusner writes that your auto insurance rates will almost definitely increase after a DUI. Coloradoans will likely pay 30% more, while the 12 points you’ll get taken away in North Carolina could actually cause your rates to increase 240%. You may need to compare auto insurance from multiple companies once you get your driver’s license back because your company may even cancel your coverage once it expires.
Your auto insurance rates will be increased as long as your DUI is still on your state driving record. That is three years in many states, but could be five or more years depending on where you live. California residents are banned from receiving safe driver discounts from companies like Bristol West for ten years. Sometimes you are required to carry SR-22 insurance after your license is reinstated. You’ll have to purchase at least the minimum coverage required in your state and have your insurer file the SR-22 form of proof with the state. There is a cost associated with this paperwork and you’ll have to file this proof for anywhere from one to five years. The easiest way to avoid all of these headaches and more is to not drink and drive.
Written by Sara Smart
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