California auto insurance has had its ups and downs with auto insurance rates, and for 2011, California ranks 29th in auto insurance affordability according to the article from Mark Glover of The Sacramento Bee. This was based on a new report released by InsWeb Corp. This is actually an improvement from their ranking last year which was 34 in the Car Insurance Affordability Index survey.
In order to rank the states in their affordability, InsWeb looked closely at all 50 states and Washington DC. InsWeb compared household incomes with the average auto insuance costs throughout the state to determine affordability. For the 2nd year in a row, Massachusetts came in first place with a factor of 2.09%. Louisiana came in last place with a factor of 6.76%. California had a factor of 3.34% which was pretty close to average.
Being in one of the more expensive states for auto insurance makes it even more important to compare auto insurance online, or through an agent. Rates can vary significantly from insurance company to insurance company. They will look at many factors including location, driving record, and car make. If you think you are paying too much for auto insurance shop around to make some comparisons.