Back in February over 100 car owners were shocked to discover their cars’ computer systems were hacked into according to the article “Does Your Car Insurance Cover Hackers” by Liz Taylor on Cheapercarinsurance.com. The car owners had their cars uncontrollable honking and some being disabled. The police have since caught the culprit, but many are left wondering who is going to fix the car’s security system?
The remote, no-start system has pros and cons to begin with. The high-tech systems allowed car companies to offer loans to higher risk customers because they could simply “turn off” the car if payments weren’t made. Unfortunately, this may put financial strain on already high-risk customers. The system allows honking to remind customers of payments due, locating the car if it is hidden, and disabling the ignition to ensure the car cannot be driven.
With this new technology, there is obviously a higher risk for computer hackers messing with cars. Car insurance companies are being forced to address this issue in their policies and protect their customers from such cases. Check with your insurer and see if you are protected. If not, it may be time to shop around for car insurance quotes for a full benefit package, protecting you from this new crime.