Chicago Has New Minimum State Requirements
Thursday, March 4th, 2010Chicago car insurance quotes are managed by Illinois State Law according to the article “New Minimum State Requirements for Chicago Auto Insurance Quotes” by Cathy Wilson on youronlineinsurance.com. Some of the mandatory coverage options are discussed in the article.
Car insurance continues to be mandatory in Chicago so anyone driving must be covered. Liability coverage is also mandatory. This covers the driver for injuries to other people, other cars and property. The minimum liability is at $20,000 per driver in a car accident. The max coverage is $40,000 and property damage excluding the car caps at $15,000.
Illinois drivers who are not insured properly or not insured at all will be responsible for the costs from the injuries up to the state minimum liability amounts. They may also be responsible for damages that are not covered. It’s important to be familiar with all of the driver and insurance laws in your state if you plan on operating a vehicle. They can change from year to year as well, so keep up with the changes. It’s a good idea to periodically get Illinois auto insurance quotes as well.
