Smart Auto Insurance Blog

Many companies such as credit cards, and grocery stores offer perks and discounts to their customers and you may be surprised to know that auto insurance companies are among them.  So many consumers either are unaware of the perks or do not take the time to take advantage of the perks, and that’s a shame because you can save a lot of money.

Some auto insurance companies offer discounts on dozens of major retailers just for being a customer.  Companies that sell flowers and movie tickets can give you lower prices just because of the auto insurance company that you use.

Credit card companies offer great discounts and rewards as well.  One trick is to use your credit card to pay your auto insurance bill if you are able to pay it in full each month.  This earns you a chunk of points to use at your favorite retailer, or to simply get cash in your pocket.  Most auto insurance companies accept credit cards including Eastwood Insurance and Infinity Auto Insurance.

So, take the time to check with your various companies and see how much you can save and where.  You may be surprised how much you have been missing by not having all the information.

It’s not always the best idea to automatically decline the auto rental insurance that rental companies offer their customers according to the article “Don’t Automatically Refuse Extra Rental Car Insurance Coverage” by Michelle Crouch on creditcards.com.  It’s important to do your homework and ensure that you are covered when you rent an auto.

In recent years auto rental companies have started adding extra fees for damages to the rental.  These are often not covered by the auto insurance companies or credit cards.  This is where research is important.  How much are the fees and are you covered.  Most major credit cards offer some form of auto rental insurance, but it doesn’t always cover the extra fees charged by the rental companies.  It’s important to look into.

Most auto insurance companies also offer some form of coverage for renting a car.  But again, it’s hard to tell if it will fully cover all costs associated with the damages.  If you rent an auto often it will be worth your time to shop around and compare auto insurance benefits.  They can vary greatly from company to company.  Bottom line, educate yourself.  Always read the fine print and be sure you are not paying twice for the same coverage.  But at the same time, ensure you have enough coverage.  It’s a fine line, but as a responsible consumer it’s in our hands to protect ourselves.