Smart Auto Insurance Blog

According to the press release “Federal Government Cracking Down on Texting While Driving” an Executive order put forth this year has banned all US government employees from texting on their cell phones while driving in government autos that are owned, leased or rented by the government.

Another part of this ban says these government employees cannot text in their own cars either if they are conducting company business or using company phones.  As of 2010, penalties are being placed on those breaking the rule.  This trend continues as over 21 states have laws banning texting while driving.  Most auto insurance companies, such as Dairyland Insurance, urge their policyholders not to text while driving.

The Virginia Department of Motor Vehicles reports that about 30,000 car accidents per year are because of distracted drivers.  About 100 people have been killed in these types of crashes and approximately 15,000 injured.  These staggering numbers are the reasons texting laws are being passed in many states and being encouraged by many auto insurance companies.

According to the article “DMV Requires a New Auto Insurance Policy When You Move to a New State” found on bestsyndication.com, your driver’s license cannot be updated with a new state until you change your auto insurance.

The Department of Motor Vehicles (DMV) requires drivers who are moving to a new state to take out a new and updated auto insurance policy.  Without the new policy in place you will be unable to obtain a new license.  If you are staying within state lines you still need to contact your auto insurance company since part of your rate is based on where you live, but the policy may not be redone at that time. 

When moving, there is already a long to do list, but be sure to make updating auto insurance a priority.  It can cost you a lot of time and money if you get stuck driving without insurance and you are pulled over.