Smart Auto Insurance Blog

The recent earthquake in Ontario, Canada was felt throughout many states in the US, including Vermont, New York, Illinois, Indiana, and Ohio.  It was a reminder of the vulnerability of the US to this type of the disaster according to the article found on insurancenewsnet.com from a news release by The Insurance Institute.

Earthquakes are not covered under standard US homeowners insurance policies nor auto insurance policies.  Cars and other vehicles may be covered under an optional comprehensive portion of an auto insurance policy.  Ohio auto insurance and companies such as Eastwood Insurance may have various options for you to look into.

Earthquake insurance policies usually carry a deductible in the form of a percent rather than a dollar amount.  The deductible range can vary anywhere from 2% to 20% of the building’s replacement value.  Earthquake insurance rates differ greatly from state to state and company to company.  Several factors are considered such as location, construction materials, and how close a structure is to a fault line.  If you think you may be at risk look into what options are available with your insurance provider.

Eastwood Insurance has come along way since it started back in 1989.  Over the years it has become an industry leader in offering quality service of auto insurance coverage.  They have developed a reputation of integrity and expertise.  They believe insurance should be affordable for all and they truly want to save their customers money.

Eastwood Insurance individually chooses their partners.  Instead of offering every single insurance product on the market, they look for partners who can represent what Eastwood believes in.  Information is being delivered faster than ever and they ensure their technology is up to date.  Their website provides easy access to the company’s information, employment opportunities and changing trends in the insurance industry. 

Community service is also an important part of Eastwood’s philosophy.  They contribute regulary to Children’s Hospital in Los Angeles, and Oakland.  They also contribute to Goodwill Industries.  Their employees are always encouraged to take an active role in the community in any way they can.  This shows what kind of company you will be doing business with if you become their customer.