Smart Auto Insurance Blog

According to the press release “The Hartford Tops Ranking of Auto Insurance Web Sites” found on Business Wire, Hartford Auto Insurance has one of the most user-friendly websites.

The Hartford Financial Services Group, INC, announced recent research put forth by Change Sciences Group, which gives their website top marks for consumer use.  The study looked at ease-of-use, content quality, the use of social media, and persuasiveness compared with the top 17 auto insurance companies.  Based on this information, this would be an easy site to use to get quotes on auto insurance as well as purchase a policy. 

Pam Pavliscak, a partner at Change Sciences Group says The Hartford scored the best in the research because the site requires lower user effort and simultaneously providing valuable information.  They practice hyper usability, which is working to ease the burden of entering data and navigating the site.  They provide the appropriate information at the right time, making it easier for consumers to get through the site with ease.  Hartford Auto Insurance prioritizes the improvement of their online presence because they realize how important it is to an overall successful insurer.

Not everyone realizes that AARP (formerly known as the American Association of Retired Persons) has an auto and home insurance program through The Hartford.  They offer great coverage at competitive rates geared towards their members.

AARP Auto Insurance offers a unique blend of benefits for their retired members.  Availability of features and benefits varies from state to state but by getting a quote you can see what is offered.  They offer first accident forgiveness which is a great benefit for otherwise very safe drivers.  Lifetime renewability is available where you do not have to worry about losing your auto insurance protection.

Known as a disappearing deductible, AARP reduces your collision deductible by $150 if a clean driving record is maintained.  They even continue to drop your deductible by $50 for each additional year you keep a safe driving record until it reaches $0.  The auto insurance feature called RecoverCare helps pay for the cost of services in the home such as cleaning, shopping and transportation if you are hurt in a car accident.  It’s these types of unique benefits that makes AARP auto insurance a great buy.  They truly look out for their members and that is worth your time and money.

Diane Levick in the Hartford Courant reports that Travelers Auto Insurance is expanding into the direct-to-consumer sales market. Unlike many major auto insurance companies, Travelers has solely relied on independent insurance agents until now. However, with an increasing amount of policies sold directly (two-thirds as of 2007), the company has joined firms such as Progressive Auto Insurance and Hartford Auto Insurance in selling through both avenues.

Currently, the Travelers auto insurance quotes available online or over the phone will be identical to those available through agents, though the insurer reserves the right to change those rates in either direction.