Smart Auto Insurance Blog

Government research shows that both women and men have the same accident rates per million miles driven.  But men do have more accidents overall according to the press release from MileMeter on businesswire “Men vs Women: Who Pays Less for Auto Insurance”.  This is because men drive more miles than women on average.

Even though men drive more, many auto insurance companies such as Acceptance Insurance, are charging the same yearly premiums to adult men and women.  This means that women are paying more per mile driven than men.  Insurance discrimination occurs against all people whose cars are driven less than average.  The main way to end the group discrimination against women and other lower mileage groups and individuals is to charge by the mile, which more and more companies are turning to.

MileMeter is a company that specializes in per mile auto insurance.  This Texas based company is the first to apply per mile prices to the miles recorded on odometers.  This helps to ensure equal treatment towards men and women drivers.  They offer this benefit without installing vehicle tracking devices which many view as an invasion of privacy.  The miles are bought in advance, and more miles are purchased as needed to ensure full coverage.