Smart Auto Insurance Blog

A new topic that will be covered here in the smart auto insurance blog is driving laws.  While not exactly an auto insurance topic, all moving violations do indeed have an impact on auto insurance rates at the end of the day and changes to such laws should be of interest to those who have an interest in what is going on in the world of auto insurance.

Effective July 1, 2009, Tennessee joins 11 other US states (Alaska, Arkansas, California, Connecticut, Louisiana, Maryland, Minnesota, New Jersey, Utah, Virginia, and Washington) in banning text messaging by all drivers.

More information on Tennessee Auto Insurance.

A new study estimates that one in five drivers go without Tennessee auto insurance, and that the rate of uninsured motorists is set to rise. The Chatanooga Times Free Press’  Brian Lazemby writes that increasing joblessness in the state is to blame for the expected increase, as unemployed people have to choose between paying their auto insurance premiums and covering the cost of essentials like food and housing. Even more uninsured drivers could be on the road, if you count drivers from other states passing through Tennessee. 

While times are tough, the jump in uninsured drivers makes it even more important that you have auto insurance with uninsured motorist coverage. You can get auto insurance quotes to find an inexpensive policy you can afford, so you don’t drive without insurance.