Indianapolis Auto Insurance


Auto Insurance Information by State

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The capital of Indiana is the second most populated state capital, behind Phoenix, and the fastest growing city in the Midwest. Most of Jacksonville's metropolitan population, then, lives within the city limits. Consequently, the six hundred and seventy thousand licensed drivers drive a great deal each year. Here are some automobile-related statistics for Jacksonville, Florida:

  • 6,487 vehicle thefts in 2009
  • Average commute time of 23.9 minutes
  • 14% of drivers are uninsured

Indianapolis has a relatively average vehicle theft rate when looking at the total number of thefts of all major cities. However, it also has a large number of uninsured drivers, making comprehensive Indianapolis auto insurance a necessity. The state of Indiana requires all vehicles to have an insurance policy in place in order to be legally registered. The minimum insurance requirements to properly register a vehicle include the following:

  • Property Damage Liability
  • Bodily Injury Liability

Bodily injury liability protects you if you are liable for an accident in which others are injured. It protects against claims for medical expenses, lost wages, and pain and suffering. Property damage liability provides coverage for any damaged caused to property of others, regardless of fault. Both policies only cover up to the amount of your policy. Because of the high prices of vehicles and medical care, minimum insurance coverage may not be enough if you are found liable for causing an accident. Consider purchasing other insurance products if you are an Indianapolis driver, such as collision insurance or uninsured motorist coverage.

It is important to remember to shop for low prices as well as quality service. Many auto insurance companies will adjust your premium based on the location in which your vehicle is registered. Obtaining as many valid discounts as possible is highly recommended. SmartAutoInsurance.com is dedicated to finding reliable and quality Indianapolis automobile insurance quotes.

Principal Bureau of Motor Vehicles locations in Indianapolis are listed here:

  • 100 N. Senate Ave. #N440, Indianapolis 46204 (317) 233-6000
  • 4010 S. Emerson Ave., Indianapolis 46203 (317) 784-3708
  • 10 S. Minkley Ave., Indianapolis 46241 (317) 241-0084
  • 8015 Pendleton Pike, Indianapolis 46226 (317) 898-4100
  • 5155 S. Meridian St., Indianapolis 46217 (317) 786-9342
  • 1480 E. 86th St., Indianapolis 46240 (317) 569-0155