Missouri Auto Insurance
Missouri
Please use our detailed information about Missouri auto insurance to find the coverage you need. Request a free auto insurance quote or quotes from our MO car insurance providers.
All insurance companies are different and often charge dramatically different rates for similar policies.
Our advice is to consider auto insurance quotes from more than one company to find the best coverage at an affordable rate.
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The Missouri Department of Transportation is responsible for 32,340 system road miles consisting of 1,181 interstate miles, 7,004 primary miles, and 24,155 miles. In the year of 2006, Missouri had a reported 87,708 car accidents. These accidents resulted in 845 fatalities and 36,435 injuries, while 62,747 crashes caused property damage. Being a responsible driver will greatly decrease the likelihood that you will be involved in an accident, but you only have control over certain factors. You cannot control other drivers or circumstances. The Missouri Department of Revenue requires all citizens who register vehicles to offer proof of financial responsibility. Driving a vehicle without Missouri auto insurance coverage is against the law. Use the free, online quote comparisons to find the best auto insurance rates for authorized Missouri companies.
How much insurance coverage is required by Missouri law? If you register a vehicle in the state, you are obligated to have liability insurance that covers $25,000 per person for bodily injury, $50,000 for bodily injuries per accident, and $10,000 to cover property damage caused by an accident. You are also required to carry uninsured motorist coverage that will pay $25,000 for bodily injury per person and $50,000 bodily injury per accident. This amount of coverage is not necessarily all you need, it is just a guideline dictated by the state. Many car owners and drivers choose to invest in collision and comprehensive insurance policies.
Maintain active auto insurance and carry proof of your policy in your vehicle at all times. Acceptable forms of proof include: a financial responsibility identification card issued by the Department of Revenue, a motor vehicle liability insurance policy, binder or receipt, a self-insured identification card that has been issued by the DOR, or a current insurance identification card including the name and address of your insurer, your name, policy number, the effective dates of coverage and a description of your insured vehicle. Follow Missouri auto insurance laws and protect your financial well-being by investing in sufficient auto insurance coverage. Compare quotes to find a policy that is affordable and reliable. Save time and money with free quote comparisons.