South Carolina Auto Insurance

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South Dakota

South Dakota auto insurance quotes are presented side by side for easy comparison.

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The 2007 South Dakota Motor Vehicle Traffic Crash Summary reports that the state's motor vehicle death rate dropped by a dramatic 24 percent from 2006 to 2007. This was the lowest level of traffic fatalities in 50 years, with less than two deaths per 100 million miles travelled. There was also a 3.9 percent decrease in the number of people injured, dropping from 6,015 in 2006 to 5,782 injured in 2007. This significant improvement is the result of efforts made by a number of state agencies and individuals working to increase safety awareness of drivers and pedestrians. South Dakotans have concentrated on various safety issues including drinking and driving, seat belt use, young driver safety, walking & cycling safety and general traffic engineering improvements. The traffic summary reports are created to identify highway and traffic safety problem areas, initiate and evaluate the effectiveness of laws and policies intended to reduce deaths, injuries, injury severity and costs, and to evaluate the relationship between vehicles and highways, crash propensity and injury severity to support development or evaluation of countermeasures.

If you have a registered vehicle in the state, you are obligated by law to obtain South Dakota auto insurance or other proof of financial responsibility. South Dakota auto insurance mandatory minimums are $25 thousand for bodily injury liability for one injured person per accident, $50 thousand bodily injury liability for all injured parties in one accident, $25 thousand for property damage liability. Insurance companies and agents will probably refer to this as 25/50/25 coverage. Uninsured and underinsured coverage are also required by South Dakota auto insurance laws. Uninsured coverage, that would pay for injuries that you sustain if injured by a hit and run driver or an uninsured driver, must be for the same amount as your bodily injury coverage. Underinsured coverage will pay for your injury related expenses if caused by a driver who does have insurance but not in the same amount as your insurance coverage. Neglecting to maintain South Dakota auto insurance will result in license suspension, heavy fines, and even potential jail time. Find online quote comparisons and purchase coverage online.

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