Texas Auto Insurance

" onsubmit="return validateForm();">

Texas

Auto insurance quote comparisons are vital when you are making a decision on TX auto insurance.

These services are free and do not require you to make a purchase.

Our Texas auto insurance quote comparisons are intended to save you time and money when selecting coverage.

Texas City Guides:

Austin | Dallas-Fort Worth | El Paso | Houston | San Antonio

Texas has a land area of almost 269 thousand square miles and a population of approximately 20.8 million. Texas freeways have seen heavy traffic since the Gulf Freeway of Houston opened in 1948. As of 2005, there were about 79.5 thousand miles of public highway across the state. Both I-10 and I-20, of Western Texas, have speed limits of 80 miles per hour, the highest limits in the United States. The Texas Department of Transportation works hard to develop and support programs that promote the safe transport of its citizens and visitors. Traffic safety programs include Click It or Ticket, Holiday Don't Drink and Drive, Child Passenger Safety, Grant Information, Traffic Safety PSAs, Teens in the Driver Seat and Traffic Safety Tips. The Texas DOT works jointly with local and regional officials to plan, design, build, operate and maintain the state's transportation system. The Department's goals are to reduce congestion, enhance safety, expand economic opportunity, improve air quality and increase the value of Texas transportation assets.

Texas may be "like a whole other country" in some ways, but not when it comes to auto insurance. Like most US states, Texas auto insurance is mandatory and must be secured before you can register a motor vehicle. Every vehicle you own must carry a minimum of $25 thousand for bodily injury or death to one person per accident, $50 thousand for bodily injury or death to more than one person per accident, and $25 thousand for the damage or destruction to the property of others from one accident. When shopping for Texas auto insurance, companies and agents may refer to this as 25/50/25. These are the absolute minimum amounts of auto insurance you need for each motor vehicle, it is often recommended by professionals that you invest in additional coverage. If you do not own your car outright, the bank, financing company, or other lien holder will insist that you have complete collision and comprehensive coverage. This level of insurance will increase your premium quite a bit. If you do own your car outright, you can opt out of this coverage. However, should your car be damaged, stolen, or destroyed in an accident that was your fault, you will probably not receive compensation from your insurance company.

Are you driving without sufficient Texas auto insurance? It's definitely not worth the risk. When caught for your first offense, you will be hit with a fine of anywhere from $175 to $350. The fines only get worse on your second and third offenses, not to mention your license will be suspended. Consider the consequences. Find Texas auto insurance today with side-by-side quote comparisons from Texas auto insurance companies.

Click Here for your Free Auto Insurance Quote