Acuity Mutual Insurance Company

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Acuity Mutual Insurance Company was founded in 1925 as the Mutual Auto Insurance Company of the Town of Herman. Today they write a variety of personal and commercial insurance policies for customers in 11 states (primarily in the midwestern part of the United States). Products include auto, homeowners, liability, marine, umbrella, and workers' compensation coverage. The company, which adopted the name Acuity in 2001, sells its policies through a host of independent agents.

ACUITY was founded in 1925 by a group of independent insurance agents and community leaders that recognized the transformative power of the automobile and recognized the need for quality insurance for those autos. Today, ACUITY is included on the Top 50 list of best-performing insurance companies in the United States by Ward Financial Group, as well as boasting A+ ratings from both Standard & Poor's and A.M. Best for financial strength. ACUITY is licensed to write policies in nineteen states and currently holds assets in excess of $2.15 billion.

ACUITY auto insurance has a strong reputation for innovation and service. Their auto policy options give customers the ability to customize their plans to their unique needs as well as save as much money as possible on a policy. The company's line of auto insurance products offers coverage for liability, medical payments, personal injury protection, uninsured and underinsured motorists, car damage, as well as several optional coverage additions. These include Personal Auto Enhancements Endorsement and Lease/Loan Payoff. Many discounts are also available, including multi-car, advance submission, renewal, and good student discounts.

Their Personal Auto Enhancements Endorsement policy offers total coverage for most aspects of your vehicle. This policy includes accidental death and disability coverage, medical payments, lock replacement coverage, personal property coverage, expenses for lodging and car rental if case of an accident, and airbag replacement. ACUITY's Lease/Loan Payoff helps to cover the gap that may exist between the amount owned on a lease and the actual cash value of the car in case of an accident in which the car is rendered a total loss. This helps customers avoid becoming "upside-down" on a car loan, which can be financially devastating.

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