Virginia Auto Insurance
Virginia
Compare auto insurance quotes from the top Virginia companies.
Rates can vary substantially from company to company, even for the same type of coverage, which is why it's important to compare quotes from several VA insurers at a time.
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Obtaining auto insurance can be frustrating but it is a necessity. We hope to make the process a little smoother.
The Virginia Department of Motor Vehicles collects and studies crash data to better address traffic safety issues throughout the state. The 2007 traffic data shows that 1,026 people lost their lives in automobile accidents, a 6.76 percent increase from the previous year. 709 drivers were killed, along with 229 passengers. 68,822 people were injured, representing a 6.17 percent decrease from 2006. 48.5 thousand drivers were injured, while 18,466 passengers were injured. There were 4.14 percent fewer crashes in 2007 than in 2006. There was a 0.78 percent increase in the number of licensed drivers, with a total of 5.4 million. Virginia saw a 1.21 percent increase in vehicle miles travelled, as compared to 2006, with more than 82 billion miles driven in the state. There were over 7.5 million registered vehicles in Virginia in 2007. Unfortunately, Virginia experienced an increase of 1.07 percent in accidents wherein alcohol was a factor, resulting in the deaths of 378 individuals. There was, however, a decrease in the number of alcohol related crash injuries; 7,130 people were injured in 2007, which was a 5.48 percent drop from 2006. Virginia drivers are encouraged to do everything in their power to protect themselves and others while on the road. Being involved in any accident is traumatic. Having to deal with financial and legal repercussions, at the same time, is unnecessary. Protect yourself and others by obtaining a comfortable amount of Virginia auto insurance.
Virginia auto insurance is not an option, it is a legal requirement. To have a vehicle registered with the state, you must certify that it is covered by a certain level of liability insurance. If you choose not to secure auto insurance, you may pay the Uninsured Motor Vehicle Fee ($500) instead. You will not be covered for any damages at all if you are involved in an accident, but you will be permitted to register a vehicle and drive without violating the law. This $500 fee only covers one registration period, when you renew registration, you will have to pay another $500. The best way to protect yourself financially is to acquire at least the minimum amount of required Virginia auto insurance. The minimum mandatory insurance coverage consists of $25 thousand bodily injury or death of one person; $50 thousand for bodily injury of more than one person, and $20 thousand for property damage. Shop for Virginia auto insurance online using side-by-side quote comparisons.